RepublicOnline - Banking online, anywhere, anytime...

RepublicOnline Internet Banking Disclaimer

Limit of Liability

Republic will make reasonable efforts to ensure full performance of RepublicOnline services. Republic will be responsible for acting only on those instructions sent through RepublicOnline, which are actually received. Republic does not assume responsibility or liability for malfunctions for whatever reason in communications facilities not under its control that may affect the accuracy or timeliness of messages you send.

Republic is not responsible for any losses or delays in transmission of instructions arising out of the use of an Access Service Provider or caused by any browser software. Republic is not responsible should you give incorrect instructions or if your payment instructions are not given sufficiently in advance to allow for timely payment.

Any information you receive from Republic is believed to be reliable. However, it can only be provided on a best effort basis for your convenience and is not guaranteed. The Bank is not liable for any deficiencies in the accuracy, completeness, availability or timeliness of such information or for any investment or other decision made using this information. The Bank is not responsible for system disruptions or unavailability of the Services including but not limited to disruptions caused by any computer virus or related problems.

NEITHER REPUBLIC, NOR ANY OTHER INFORMATION PROVIDER, MAKES ANY EXPRESS OR IMPLIED WARRANTIES CONCERNING INTERNET BANKING SOFTWARE OR SERVICES OR BROWSERS INCLUDING, BUT NOT LIMITED TO, ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT OF THIRD PARTY PROPRIETARY RIGHTS UNLESS DISCLAIMING SUCH WARRANTIES IS PROHIBITED BY LAW

Republic will not be liable to you for any loss or damage whatsoever or for any disclosure of information arising from a transaction made on your account(s) and you shall indemnify Republic fully for same, by the use of any of RepublicOnline services where

you do not have adequate money in the account to complete the transaction, or where the account specified has been closed;
you have failed to give complete, correct or current instructions for a transfer of funds or bill payment;
you have not given the instructions of transfer or bill payment within sufficient time for the payee to be credited by the time the money is due;
you allege that you did not carry out the instruction and your password(s) was compromised;
withdrawals from specified accounts have been prohibited by court order;
a stop payment cannot be completed due to presentment already made and of which a report as to such presentment being stated by Republic is conclusive evidence.
Republic reasonably believes that the transaction may be contrary to legislation or rule of law.
any transaction is not processed due to bank holidays, however scheduled.
Fluctuations in exchange rates published after sending your instructions

You agree to settle any dispute or difference arising out of this Agreement between yourself and Republic. If this is not successful, you agree that the dispute will be submitted to the Banking Ombudsman’s Office of Trinidad and Tobago.

Indemnity

You agree to indemnify and hold harmless Republic, its associates, subsidiaries and affiliates and their officers, directors, employees and agents, all third party suppliers and their respective officers, directors, employees and agents, from and against any and all liabilities, damages, awards, settlements, losses, claims and expenses, including reasonable attorney's fees and expenses and costs of investigation (collectively, "Damages") resulting from third party claims.